For Australians buying, building or refinancing

Your home loan, completely online

From comparing loans to submitting your application, do it all online at your own pace. Only speak to a broker if you want to.

See how Dalia works

Private product prototype · Sample choices only

A calm approach to the entry of a contemporary Australian home

AI-assisted home loans

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Your application, finally moving at your pace.

AI-assisted home loans

Meet Dalia. Your AI home loan guide.

Ask questions, understand your options and apply online. Dalia helps you through each step.

  1. Tell Dalia what you need

    Answer a few simple questions about your plans and share your documents.

  2. Understand your options

    See your personalised options with clear explanations behind each decision.

  3. Apply online

    Choose your loan and submit your application. Dalia handles the rest and keeps you updated.

Your AI guide
Your home loanExample journey

I’d like an offset account, but I want to keep fees down.

Dalia

Both of these loans include an offset account, with no monthly or annual fees. Here’s how they compare.

Everleaf Bank

Flexible Offset
Variable rate
5.89% p.a.
Comparison rate
5.92% p.a.

100% offset · $0 monthly or annual fees

Up to five offset accounts

Both match your offset and low-fee priorities. Marlow has the lower rate. Everleaf lets you split savings across up to five offset accounts.

Questions welcome, at every step.

Fictional banks and loan products. All rates, including comparison rates, fees and features are illustrative.

Choose your home loan with confidence.

Compare rates, fees and features. Dalia helps you understand which options suit your plans, and why.

  • AMP
  • ANZ
  • Bankwest
  • Bank of Queensland
  • Commonwealth Bank
  • Macquarie
  • ING
  • Suncorp Bank
  • Westpac

Explore example lenders and loan features.

Start your application to see personalised loan options.

Before you get started

Yes. You can compare loans and complete your application online, whenever it suits you. Dalia guides you through the steps, with licensed review handled behind the scenes.

This is the first product slice

See what a calmer finance journey feels like.